The US Bank Cash+ Visa is probably the most lucrative credit card product that you haven’t heard about.

The card allows you to earn 5% cash back on three categories of your choice, 2% back on either gas, groceries, or drug stores, and 1% back on everything else. I find this product compelling for two reasons:

• The amount of cash back you can earn is unlimited
• The categories on which you can earn 5% cash back are extremely useful for business travelers

Business travelers can very easily have $1500 or more of hotel, rental car, and restaurant expenses per week. If you make these three categories your cash-back categories and charge these expenses to your card, you will net an easy $75 per week.

It gets better. If you redeem your cash back in $100 increments, you will receive a $25 bonus for each $100 redeemed. Oh, and if you have a US Bank Gold or Platinum checking account, there is an additional bonus. Play your cards right 😉 and you can get almost 7% back on most of your business expenses.

The categories available for 5% purchases are the following:

• Department Stores
• Restaurants
• Home Improvement Stores
• Electronics Stores
• Airlines
• Hotels
• Bill Payment
• Fast Food
• Furniture Stores
• Car Rental
• Charity
• Movie Theaters

The only catch is that you need to remember to enroll to earn your 5% cash back quarterly.

For more information, you visit the US Bank Cash+ Website. Unfortunately, you cannot currently apply for this card online; you must apply in-person at a US Bank branch.

US Bank Cash+ Website: https://cashplus.usbank.com/

Discussion on FatWallet: http://www.fatwallet.com/forums/finance/1197402/