The American Express Platinum card is one of my favorite products for business travelers; if you are traveling for business on Delta or American Airlines and don’t already have lounge access, that benefit alone makes up for the $450 annual fee. But what if you could get the card without the annual fee for the first year?
American Express is currently offering Ameriprise clients the Platinum Card with no annual fee for the first year. It appears that there is no hard rule on what constitutes a relationship with Ameriprise, so take that for what it’s worth. 😉
I’ve posted before about the benefits, but here’s a rundown of some of my favorites:
Airline Club Access
With the Platinum card, you and two of your guests can access Delta Sky Club or American Airlines Admiral’s Club when traveling on those airlines. In addition to these airline clubs, Platinum card holders receive access to Priority Pass Select, which allows them access to hundreds of airport lounges across the globe.
Airline Fee Credits
American Express will credit your account for up to $200 in incidental charges per calendar year on an airline of your choice. Use the credits for upgraded seating or, in some cases, airline gift cards.
Global Entry Fee Credit
Global Entry is a must for any frequent international traveler, but it has its benefits for the domestic traveler as well, since it includes enrollment in TSA PreCheck. American Express will reimburse the fee for Global Entry for Platinum card holders.
No Foreign Transaction Fee
It’s certainly not worth getting the Platinum card just for this benefit, but if you do a lot of international travel, it can be nice to have a few cards in your wallet that don’t charge you 3% every time you swipe them outside the United States.
2 thoughts on “How to get the Platinum Card from American Express for free”
Interesting find, trading a sign-up bonus for a fee waiver to get the substantial benefits of the card. That additional MR bonus for incremental spend is a different twist as well, 5k bonus per 20k spend, though is less generous that similar spend bonuses on other cards.
Yeah. The real benefit for me is the lounge access, since I’ll be Exec Plat on AA and not Diamond on DL next year. My Global Entry expires in just under two years. I might try to figure out if I can renew that early…